Available Loan Types
Conventional Fixed Rate Mortgage
Wide Range of options to suit many unique needs
Low down payment options
PMI required with <20% down
Conventional Adjustable Rate Mortgage
Great for buyers who aren’t looking to hold their home for a long time.
Low down payment options
PMI required with <20% down
FHA
Perfect for first-time home buyers or buyers with low credit scores
Low down payment options
Mortgage insurance required
VA
Qualified veterans, US Military service members, and spouses
0% Down payment
Reduced Closing Costs
No PMI
Jumbo
Great for buyers shopping for homes with a higher purchase price
Higher down payment required
Increased reserves needed
2-1 Buydown
Interest rates reduced by 2% in the first year, and by 1% in the second year.
Seller pays the difference at closing
Helps buyers combat higher interest rates
Disclosure: Zillow Home Loans is among several trusted lending partners I work with. I can also provide referrals to additional reputable lenders, and clients are encouraged to consult their own bank or credit union to compare options. My objective is to ensure you have access to the financing solution that best meets your needs.